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Let's double-click on the jargon execs use in earnings calls

Sep 17, 2024
Company leaders repurpose certain familiar words and phrases to create a narrative about how their businesses are doing.
People who use the term “economic moat” to describe a company’s competitive advantage may want to imitate billionaire investor Warren Buffett, who has used the phrase for decades.
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How trailblazing women fought for a place on Wall Street

Sep 12, 2024
The new book "She-Wolves: The Untold History of Women on Wall Street" chronicles the barriers women had to break down to become part of major financial institutions.
It wasn't until 1976 that the first woman traded stocks on the floor of the New York Stock Exchange.
Spencer Platt/Getty Images

A new way to invest in medical research is moving through Congress

The LOANS bill would make BioBonds available to researchers ready to move their emerging therapies into clinical trials.
Venture capital is the traditional funding mechanism for medical research companies, says Jason Menzo, CEO of Foundation Fighting Blindness. BioBonds would provide another revenue stream with less risk for investors.
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Banks may become more selective about who gets loans

Mar 21, 2023
The collapse of SBV could lead to increased scrutiny around potential risks for banks.
After the collapse of Silicon Valley Bank and Signature Bank, financial institutions may become more selective about who gets loaned money.
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Could the Fed's new emergency bank lending program encourage risky behavior?

The Fed's new program may incentivize banks to take more risks, says analyst Joseph Wang.
The Fed's freshly created Bank Term Funding Program could reduce the incentives for banks to follow good practices, says analyst Joseph Wang.
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Who's responsible for paying the failed banks’ depositors?

Mar 14, 2023
The money’s coming from a fund run by the FDIC that derives most of its revenue from banks.
The Federal Deposit Insurance Corporation, which insures bank deposits, said it will shoulder the load of covering deposits at the failed Silicon Valley and Signature banks.
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For Community Development Financial Institutions, new rules are on the way

Mar 7, 2023
The Treasury is changing the certification process for the first time in more than two and a half decades.
New requirements by the Treasury Department would tighten the mission of CDFIs by requiring money to go toward the most financially underserved groups.
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For public good, not for profit.

Banks are weighing environmental, social issues when investing. Some states punish them for it.

Mar 3, 2023
ESG considers environmental, social, and corporate governance factors along with profitability. Republican opponents call it "woke investing."
Republican-controlled states are increasingly targeting investment strategies that consider environmental, social, and corporate governance factors.
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One big bank halts new fossil fuel investments. Will others follow?

Dec 29, 2022
HSBC said it will stop investing in new oil and gas fields. Climate activist Bill McKibben calls it a welcome first step.
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When community banking means easier access to loans

Dec 22, 2022
Institutions like the NYC-based Carver Federal Savings Bank emphasize community development as a core part of their missions.
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